Summary of Services

Integrated Financial Solutions

The Kief Wealth Management Group can implement a full-service program to meet virtually any requirement.


Comprehensive Investment Planning

  • Pre- and post-retirement planning
  • Personal net worth review and update
  • Coordination with other professional advisors
  • Education-funding strategies
  • Self-directed IRAs
  • Consultations to help educate employees about their 401(k) choices
  • Planning for lump-sum periodic distributions


Private Wealth Management

  • Customized asset allocation
  • Assistance in defining investment objectives and risk tolerance
  • Investment policy statement development assistance
  • Investment consulting for fiduciaries
  • Tax-efficient investing strategies1
  • In-depth quarterly performance analysis and periodic reviews
  • Portfolio rebalancing
  • Online access to account information

Fixed-Income Investments

  • Bond ladders of staggered maturities
  • Mortgage-backed securities
  • Tax-efficient municipal bonds
  • U. S. government securities, including agencies, Treasuries and zero-coupon bonds
  • Preferred and convertible stocks


Services for Business Executives

  • Strategies for concentrated stock positions
  • Employee stock-option exercise and sale
  • Exchange funds
  • Forward sales and collars
  • Investment advice on the proceeds or sale of a business
  • SIMPLE and SEP-IRA plans
  • Retirement-plan analysis, including design and implementation of qualified plans, including 401(k) and 403(b) plans and non-qualified benefits
  • Key-person life insurance4

Trust services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors. Wells Fargo Advisors and its affiliates do not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state.

Through our Wells Fargo affiliates, you have access to banking services, including:
• Securities-based lines of credit
• Residential mortgages
• Home equity financing
• Small-business financing
• Credit cards


 

•Lending and other banking services available through the Lending & Banking Services Group of Wells Fargo Advisors (NMLS UI 2234) are offered by banking and non-banking subsidiaries of Wells Fargo & Company, including, but not limited to Wells Fargo Bank, N.A. (NMLSR ID 399801), Member FDIC, and Wells Fargo Home Mortgage, a division of Wells Fargo Bank, N.A. Certain restrictions apply. Programs, rates, terms, and conditions are subject to change without advance notice. Products are not available in all states. Wells Fargo Advisors is licensed by the New Hampshire banking department, the Department of Business Oversight under the California Residential Mortgage Lending Act, and the Arizona Department of Financial Institutions (NMLS ID 0906158)

1 Wells Fargo Advisors or its affiliates do not provide tax or legal advice, but we as Financial Advisors will be happy to work with your chosen legal and tax advisors to help you acheive your financial goals.

Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.